Buy now, pay later (BNPL) is a type of short-term financing provided to consumers to purchase instantly and pay at a future date. The process involves multiple players, such as consumers, financiers, and merchants. The financier carries out a soft credit check on the customer and returns a decision within seconds. Financiers [...]
Governance plays a pivotal role in any industry, domain, or technology, from operational governance to strategic governance. Any governance strategy can be effective only when you have the data for effective decision making and decision intelligence. With the advent of technology, decision support has evolved to decision augmentation and [...]
Decentralized Finance (DeFi) is a way of conducting finance-related activity using blockchain technology. It is a fast-emerging segment where many decentralized apps can be integrated and can allow anyone to conduct financial transactions by making use of public blockchain technology. It is increasingly being seen as a viable alternative [...]
The milieu of mobile applications is intensifying across all business sectors in the world we currently live in. It is because of these users; the world is seeing high usage of mobiles to the tune of billions of transactions. Organizations are prepared to take whatever measures are necessary and [...]
Artificial intelligence (AI) is advancing at a breakneck pace, and it is swiftly emerging as a potential disruptor and vital enabler for almost every business in every sector. At this point, the technology itself is not a barrier to the mainstream use of AI; rather, it a collection of [...]
The inventive and ever-evolving nature of technology creates as many opportunities as obstacles. The fact that software permeates every part of life demonstrates that corporate leaders should closely monitor the level of quality engineering to avoid a halt in ongoing improvement. The software industry and the digital quality assurance are [...]
Data-driven decision-making is fundamental for any business that wants to thrive in today’s cut-throat environment. In fact, there is enough evidence today that proves that data-driven decision-making powered by artificial intelligence (AI) platforms can help businesses expedite their operations, thus saving valuable time and money. Such decisions involve leveraging past information to [...]
Today, every business gathers a sizable quantity of data. From app usage statistics to repeat purchases stats, from time spent on the app to the location of buyers, almost every data point is collected and stored in databases. We all know the importance of data in the growth of a business. [...]
We’ve all heard about the significant WhatsApp breakdowns that have happened in the recent past, during which the app was unavailable for the public for an hour. However, from a technical standpoint, WhatsApp returned in less than an hour. What would have enabled the engineers at WhatsApp to quickly [...]
Today organizations are looking for better solutions to guarantee that their data and information are kept safe and structured. Using a data lake contributes to the creation of a centralized infrastructure for location management and enables any firm to manage, store, analyze, and efficiently categorize its data. Organizations find it [...]
